The ends don't always justify the means, as you discover on November 9th. This is when you learn that the deal you made in order to get ahead is going to cost more than anticipated. The terms of a loan may change, interest rates may increase, or you may find yourself stuck paying back a favor you believed you could duck at the time. Simply put, you are not in charge of your money and are now financially beholden to someone else. It would be wise to get on this person's good side ASAP, seeing as you'll be handcuffed to each other for the foreseeable future.