Neptune turning retrograde on July 4th may not be a bad thing. You yourself were questioning how resolved you were about concluding matters so this might have bought you time. You're not a big fan of going back the way you came but if there's anything you need to get used to with Neptune traveling through the base of your solar horoscope for the next few years it's fluidity. Simply put no one knows how life will turn out and despite your Saturnian proclivity to read the ending of a book before the beginning, being open to whatever happens isn't the worst way to live.